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Do You Offer Your Workers These Important Employee Benefits?

By pwsadmin | February 8, 2021

Have you evaluated your employee benefits’ packages since the pandemic started? You probably aren’t surprised that employees’ needs have changed dramatically, from the desire for increased paid family leave to flexible hours and remote work to oversee children who may be engaged in distance learning. (Or not so engaged, as the case may be!) While…

Earned Sick Leave vs. New Jersey TDB: Which Should Your Employees Take?

By pwsadmin | February 8, 2021

When it comes to employee benefits like New Jersey TDB vs. earned sick leave in NJ, the regulations can get confusing for small business owners and HR directors, alike. When you add in the option for Federal COVID leave, HR directors may not know how to properly allocate paid time off vs. other employee benefits…

Deadline to Privatize New Jersey TDB Approaches: Are you Ready?

By pwsadmin | January 18, 2021

As the end of the first financial quarter rolls around, the deadline for New Jersey business owners to renew or privatize temporary disability benefits in New Jersey is coming up fast. If you want to switch private plans or move your statutory disability coverage from the state to a private New Jersey TDB plan, you…

New Jersey TDB vs. FLI vs. FMLA

By pwsadmin | December 15, 2020

The state of New Jersey recently increased benefits for both its Family Leave Insurance (FLI) and New Jersey TDB, along with making several other changes to the legislation that provides statutory benefits to New Jersey-based employees who work in organizations with 30 employees or more. Learn more: New Jersey Expands Family Leave Insurance Employees may…

Long term Disability Picks Up Where New Jersey TDB Leaves Off

By pwsadmin | November 17, 2020

Under the Temporary Disability Benefits (TDB) law, business owners in New Jersey must provide temporary disability payments for up to 26 weeks to employees who are ill, injured, or had a baby. But 26 weeks is not a long time for a person with a significant injury or a life-changing illness to recover and go…

New Jersey Expands Family Leave Insurance Coverage

By pwsadmin | November 16, 2020

In addition to the benefits increase for New Jersey TDB (Temporary Disability Benefits) insurance, the state also recently increased its Family Leave Insurance (NJFLI) benefits for New Jersey workers to bond with a newborn or newly adopted child or to care for a seriously ill or injured family members. The more extensive FLI coverage can…

NJ Disability Insurance: Retain Employees Without a Raise

By pwsadmin | October 28, 2020

In competitive industries like the tech sector and telecommunications companies, employee retention and engagement drives an organization’s success. But what keeps employees motivated and engaged – especially in a time when the world seems to be in turmoil from every direction? One study from MetLife indicates that 1/3 of employees have experienced stress and/or burnout…

NJ Private Disability Insurance Can Help Employee Recruiting and Retention

By pwsadmin | October 27, 2020

As a smart NJ business owner, you understand your employees are your most treasured resource. And providing the right employee benefits can go a long way toward retaining top talent. Have you considered adding NJ private disability insurance to your list of benefits to provide employees with better service, faster payouts, and potentially lower premiums? …

5 Reasons to Privatize Your New Jersey TDB Coverage

By pwsadmin | October 26, 2020

Business owners have choices when it comes to New Jersey TDB (Temporary Disability Benefits.) You can buy through the state or through top-rated private insurance carriers.   Right now, 98% of New Jersey business owners purchase their disability insurance benefits through the state. Only 2% understand the tremendous rewards that come with purchasing through a…

Private Disability Insurance in NJ: What You Need to Know

By pwsadmin | October 24, 2020

The New Jersey Temporary Disability Benefits Law allows employers to provide private disability insurance in NJ. Although employers always had this option, privatizing NJ TDB has gained a lot of popularity after an important amendment in the law. Previously, business owners needed to obtain employee consent by signature from 50% + 1 of their employees…